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A harmonious blend of digital assets in a "symphony of stablecoins". 🔄 The Business Model That Makes Circle and Tether Nervous How it works today: Holders of USDC or USDT provide reserves that issuers like Circle and Tether invest in short-term Treasuries, generating billions in annual yield (e.g., ~$3-4B from $73B USDC at 4-5% rates). Issuers keep the lion's share; users and partners get little to nothing. How OUSD works: Zero fees to mint or redeem—at any volume, no caps.