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SWIFT and the evolution of Global Digital Money This week marked a pivotal convergence in the evolution of digital money. Two major developments landed nearly simultaneously, signaling that the tokenized financial infrastructure of the future is no longer theoretical — it's being built in real time by the world's largest banks and regulators. On July 9, SWIFT announced its blockchain-based shared ledger is live, with 17 major banks from six continents piloting 24/7 tokenized