Payments Insights

The OCC Charter Race Is Deciding Who Controls the Future of Cross-Border Payments

B2B Payment Data Is AI’s True Superpower Enterprise payments are not simply transfers of funds. As Boost Payment Solutions founder and CEO Dean M. Leavitt explained in a recent conversation with PYMNTS, they function as dense packages of money, data, and commercial obligations. A single transaction can encompass thousands of invoices, each carrying line-item details, account identifiers, and buyer-supplier terms that demand precise reconciliation. This density is what sets B2

Is it live or Memorex? AI and Deep Fakes are just getting started. The $25.6 million Arup heist in early 2024 marked a watershed moment. A finance staffer in Hong Kong joined a video call with what appeared to be the CFO and several colleagues. All were synthetic deepfakes. Instructions led to 15 wire transfers totaling HK$200 million (~$25.6M USD). No systems were hacked—pure social engineering amplified by AI. This wasn't isolated. Deepfake-augmented Business Email Compromi

SWIFT and the evolution of Global Digital Money This week marked a pivotal convergence in the evolution of digital money. Two major developments landed nearly simultaneously, signaling that the tokenized financial infrastructure of the future is no longer theoretical — it's being built in real time by the world's largest banks and regulators. On July 9, SWIFT announced its blockchain-based shared ledger is live, with 17 major banks from six continents piloting 24/7 tokenized

BoE vs Genius vs MiCA The Bank of England published its UK framework and draft Code of Practice for systemic sterling stablecoins. With the US GENIUS Act and the EU’s MiCA already in place, the UK has now joined the trio of major regulatory regimes shaping the future of stablecoins. Three frameworks. Three different approaches. One growing headache for global treasuries. This post breaks down what the BoE just released in London — and why it matters for payments professionals

GENIUS Act, Stablecoins & Big Banks' Fightback — What Every CFO, Treasury Team & Payments Executive Needs to Know

Embedded Finance or Banking as a Service (Baas) is an emerging focus for many organizations. There are hundreds of companies with large...

What do you get when you combine the billions of social network users with a frictionless payments? If Facebook is right, it could be the...

Dealing with a utility like the phone company is viewed by many to be as much fun as visiting the DMV. However since the introduction of...