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Two data-center products, one skyline: greenfield AI campuses for training scale, and vacant bank buildings as the regulated last mile of authorization, fraud, and settlement. The data center boom is no longer one market with one playbook. Hyperscale AI training wants cheap land and megawatts. Instant payments, fraud scoring, card authorization, and settlement want milliseconds, regulated premises, and fiber that already exists. That split is the strategy problem. Most of the