The days of traditional money transfer companies are numbered. Payments experts have predicted cryptocurrency, mobile wallets, P2P or some other new technology will alter the industry forever. Visa is subsidizing small merchants to go cashless and emerging economies like India have pulled currency out of the market. Surely Western Union, Ria and MoneyGram are not long for this world. Technology is changing the industry and the big three are shackled with legacy platforms. Retail networks are cumbersome and expensive to maintain. Millennials expect instant gratification and prefer a mobile experience. These facts are undeniable. However, the current money transfer leaders are not resting on t
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